–
Estimated future value
Amount invested–
Estimated returns–
How this calculator works
The calculator uses FV = P × [((1+i)ⁿ − 1) ÷ i] × (1+i), where P is the monthly amount, i is the monthly return (annual rate ÷ 12 ÷ 100) and n is the number of months. It assumes a constant return and an instalment at the start of each month.
Frequently asked questions
What is a SIP?
A Systematic Investment Plan lets you invest a fixed amount in a mutual fund at regular intervals, usually monthly.
Are SIP returns guaranteed?
No. Market-linked returns vary. The expected return you enter is an assumption, so the result is only an estimate.
What return rate should I use?
Use a conservative figure and try a few. Past returns of a fund do not guarantee future results.